Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathleen

I wish I could have Embrace for my insurance!

My dog had surgery for a torn ACL on friday. Needless to say it was quite expensive. On monday I received confirmation that it was covered and check was issued. Amazing turn around. I have nothing but praise for this company. Their customer service is the best I have ever dealt with. Thanks for making it so easy for my dogs to get the care they deserve!
5

out of 5

POSTED: | BY: Daniel

Superior suport to our Keeshond w/ ruptured disk.

Quick, responsive, & efficient. Worked with every vet & outside support we needed to help our ten year old Keeshond.
5

out of 5

POSTED: | BY: Sally

Thank you for your quick review of our claim.

I am so glad we got insurance for our pets. We don't have to ask the vet how much before he does a test. That relives us to focus on our pets health rather than the bill. Your customer service has always been very helpful. I will recommend your company to other pet owners.
5

out of 5

POSTED: | BY: LLoyd

FABULOUS

FABULOUS service
5

out of 5

POSTED: | BY: LLoyd

FABULOUS

FABULOUS service
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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