Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marjorie Carroll

Great customer service with claims handled promptl

Embrace handled the claim courteously and promptly.Embrace is an excellent company underwritten by American Modern which also has an excellent rating.
5

out of 5

POSTED: | BY: Stephen

Super fast, friendly, and fair.

I've submitted 6 claims with Embrace in the past 12 months. They have honored and reimbursed my veterinarian claims all six times...nice piece of mind your animal is always completely covered.
5

out of 5

POSTED: | BY: Claudia Ionescu

The best insurance

So happy I choose Embrace for my kitties. Sasha suffered from kidney failure early this year. Thank God for the good treatment and for Embrace covering it. The whole process : submitting claim , processing time, payment is smooth.I ve never had problems being reimursed. THANK YOU EMBRACE !
5

out of 5

POSTED: | BY: Farah

Choosing Embrace was the best decision i made!

Embrace has helped me and my doggo focus on the important things in life, such as cuddling and playing. Embrace makes paperwork simple and they offer extremely affordable coverage. Also, their customer service representatives are very quick to respond and strive to create an individualized experience. When i first adopted Ryder, i would have never imagined him having a serious medical issue. Without Embrace, I would have never been able to afford his overnight visits to the emergency hospital and any vet visits due to the bouts of acute pancreatitis he suffered from. And this is why i say choosing Embrace is a no brained, without them, Ryder wouldn't be here today.
5

out of 5

POSTED: | BY: Joy Clark

Pretty Darn Good

Very nice company to work with. Easy to submit claims. I need to call regarding a part of my claim that was not covered,and they re-processed it very fast. Peter was very nice to work with.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review