Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,921

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

So far, so good'

My first claim is in and I have received the first reply telling me it is paid. All of this within a week! My interactions have all been great with Embrace employees. Find them truthful and efficient. Mary J Weslow
5

out of 5

POSTED: | BY: Mallory

Very impressed by Embrace!

Signing up for Embrace has been the best decision we could make when we first brought our puppy home two years ago. From the Wellness puppy shots to a dog park attack to a recent trip to the ER, having embrace fulfill our claims has saved us thousands. They fulfull the claims so quickly and best of all it gets deposited right to our bank account. Would highly recommend to others!
5

out of 5

POSTED: | BY: Linda

New Embracer

I purchased coverage for my 9 yr.old miniature poodle rescue and I decided to go with the additional Wellness Rewards coverage. Fred has a few issues that I knew would be considered "pre-existing", however Embrace reviewed all of his records to make sure that we would receive all of the coverage to which we were entitled. I was kept well informed of all the steps involved and was given very detailed explanations of all decisions. My coverage was activated 5/8, Fred had routine dental work on 5/23, and on 6/13 a check is in the mail!
5

out of 5

POSTED: | BY: Steve

Great

Very satisfied with response time and friendliness
5

out of 5

POSTED: | BY: anthony

excellent pet insurance

Always excellent service Would recommend to anybody that is looking for pet insurance and have done so.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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