5
out of 5
POSTED: | BY: Shelly
Amazing
The communication and response time is remarkable.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Karen
Eddie and Molly thank you!
I have been using Embrace now for both of my cats Eddie and Molly since I adopted them two years ago. I searched through the different plans that were out there and decided on Embrace based on customer ratings and the plan details. I feel I definitely made the right choice - the customer ratings were right on target. Embrace has the very best service, they give speedy claims that are very fair. Recently Molly had a weird discharge coming out of her eye so naturally I rushed her to the vet. Eddie had an abscess earlier this year and he needed it cleaned and to get an antibiotic for it. Everything I have submitted has been covered. I'm so glad to have Embrace.
5
out of 5
POSTED: | BY: Happy
Fantastic insurance!
My 8 /12 year old Bernese, who has had joint issues with great coverage from Embrace for his medications, acupuncture, ACL surgery and other treatments, has developed histiocytic cancer. The insurance has been invaluable as various procedures have been done to lead to the diagnosis, including having his spleen removed. Now he is undergoing cancer treatment. While we will definitely max out our $10,000 per year coverage for him, we are so grateful to have had such coverage with great customer service and easy to submit claims. I have told so many people about Embrace!
5
out of 5
POSTED: | BY: Leslie
Great company
I have used several pet insurance companies over the years with different pets and hands down Embrace has been the best for several reasons. The customer service attitude is helpful and positive, they reimburse claims much faster than others , they're fair and the process of submitting a claim is so easy.
5
out of 5
POSTED: | BY: Alan
The Best in the Business
We have saved thousands of dollars with Embrace. They have paid every claim in a timely manner and have never nickeled and dimed us. Top notch in every way.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.