Embrace | Pet Insurance Review

A few months ago our dog that never gets sick, got sick. He was acting very ill and rolling eyes back in head and throwing up. My husband rushed him to the emergency vet where they did the typical x-rays, blood work and exam. We still don't know what caused it but he turned out to be fine. He has been super healthy and because he had no claims for 3 years his deductible was only $50 versus the $200 I set it at. That is a super nice feature with Embrace.

Our dog Molli had to have an ultrasound and then a follow up 2 months later. Both were covered. Embrace has been excellent so far- 3 years. It is bad enough worrying about a sick pet and it is nice to not worry about the financial piece. Molli will need expensive surgery on one of her knees soon that will not be covered by Embrace because she had the condition when we adopted her, but knowing these other smaller claims are covered really helps. The other thing I love about Embrace is that it is annual deductible I set and not a new deductible for each illness - that was a major selling point for me when I shopped around.

I have been insured for under a year but I have to say I am really happy so far with the service. When I call with a question staff is very friendly and helpful. So happy that I have done this for my pet. Just shortly after I insured my cat she started having seizures. And they have been great in covering her bills.

I have received such personal customer service from Embrace! I will always use them for my pets. They are quick to respond to claims also.

I went for it and purchased Embrace pet insurance when our dog was just 3 months old. It seemed extravagant at the time, but I have no regrets for this piece of mind. She has swallowed a dime which was extracted in the vet ER, and we've discuvered she has a rare liver condition. The Ct scans, ultrasounds, and all diagnostic appointments have been paid for at 80%. Embrace staff talked us through the claims process, they have efficient and clear accessible communication, and we got paid shortly after our vets submitted claims. It's been flawless. I've recommended this insurance to all of my friends and family. They approved a very expensive procedure that is our only option to keep our puppy alive. By the end of this ordeal we will have maxed out our coverage for the year. Fingers crossed they will continue to be true to their excellent coverage.