Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Giffin

Great and prompt service!

Insurance companies are usually not easy to deal with, and it takes forever to get the paperwork in and processed etc etc. Not this time! All of my paperwork was in and processed in 24 hours, checks were in the mail almost immediately, even my vet says Embrace was one of the easiest insurance groups they've dealt with. And when I called to ask questions, everyone was friendly and helpful! I recommend Embrace to all the pet people I know.
5

out of 5

POSTED: | BY: marcia linz

Paying back to customer

It is very fast in paying back when you file a claim.
5

out of 5

POSTED: | BY: Russ

Great response from Embrace Pet Insurance

They responded quickly and accurately!
5

out of 5

POSTED: | BY: Jane S.

We need more companies like Embrace!

Embrace Pet insurance was recommended to me by my Vet and I'm so glad we took her advice. Buster recently had eye surgery and Embrace covered the second opinion, and 80% of the procedure. Besides making it possible for me to access the best care for my Havanese angel, the people who work at Embrace are polite, professional, and caring. I highly recommend Embrace for the best coverage and customer service.
5

out of 5

POSTED: | BY: Melania

First timers !

Like many people we never had pet insurance before now-and my gosh what we have been missing ! We priced many companies and we are so happy we chose Embrace. We have had nothing but positive experiences with them. They are very professional to speak with and our claims are processed very quickly & I am always kept in the loop of processing ! Thank you Embrace for showing us we truly can treat our 4 legged babies as we treat our family members :)
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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