Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,916

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Afred

Excellent Company Wonderful People

My French Bull Dog was having respiratory destress and he had to stay over night in an animal hospital and was seen by three different specialists and had many test preformed. Submitting a claim was very easy...well the hospital did this for me and the turn around for the claim was 2-3 week. I have never been so satisfied and impressed with Embrace. I'm so happy that I have found them. I've been spreading the word about Embrace to many friends and even the company I work for.
5

out of 5

POSTED: | BY: Alan

Timely service

We have had few claims, usually just a wellness claim, however this time our Brody had a skin rash. We took him to the vet and filed 3 claims with Embrace. All three were handled quickly. We have had Embrace for 4 years and are completely satisfied
5

out of 5

POSTED: | BY: richard

good insurance

Vary good people to work with.
5

out of 5

POSTED: | BY: Michael

Claim Promptness

My claim for my dogs injury was prompt and handled with the utmost care.
5

out of 5

POSTED: | BY: Frank

Tug Chocolate English Lab

Embrace is by far the best pet insurance on the market. Your company is so easy to deal with and customer service reps are so helpful that we would never change. You should train other companies to do such a great job on dealing with their clients and these other companies would greatly increase their business. Keep up the great service you provide.....there are no others as good out their.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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