Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard Curls

Embrace takes care of your pet.

Our Shadow has had a very rough year. Embrace has been there for Shadow every step of the way. The claims were handled with lightning speed also. It has been such a blessing to have Embrace in our lives. We love Shadow to the ends of the universe and Embrace made sure she got the care she needed so badly. Thank you Embrace!
5

out of 5

POSTED: | BY: Audra

Easy, quick, and great to work with!

Embrace never disappoints! They are easy to work with, quick with answering questions and payments. I have had to claim one major surgery as well as one tooth extraction, and most everything was covered. And best of all? It was done seamlessly. I would recommend Embrace to anyone who has a fur baby!
5

out of 5

POSTED: | BY: Dawn Cissell-Browne

you guys are aswsome

will continue to use you...fast and efficient
5

out of 5

POSTED: | BY: Lisa Hassett

Embrace has been wonderful, compassionate and quick response.

Embrace quickly responded to my claims, was wonderful. Also very compassionate during a very difficult time for me. Staff was helpful in getting claims done as quickly as possible.
5

out of 5

POSTED: | BY: Ronda

No one purchases pet insurance wanting to have to use it.

We made a very wise decision to purchase pet insurance years ago. Embrace is a wonderful company to deal with. Very accessible with any questions we have and processing time excellent.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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