Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

Excellent experience with Embrace!

I have has Embrace Pet insurance for my cat for two years and both times I have used the wellness benefit the claim process has been easy, quick and painless. I have received my check quickly and they sen email updates every few days to let you know hoe the process is going. I couldn't be happier. Thanks, Embrace
5

out of 5

POSTED: | BY: Lisa

Very pleased with the service

I have been a customer for a couple years now. Found out about Embrace through Nora from the Obie Dog Journey, and signed up. Customer service is very helpful with reviewing the plans, and claim turnaround time is fast. Forms are easy to print, and the website is easy to use. I just recommended Embrace to a friend, and she will be checking you out. Again, I am very pleased to be a client.
5

out of 5

POSTED: | BY: Dawn

Love you guys.

I LOVE your company. My claims are processed timely. If I have a question your call center is courteous and prompt.
5

out of 5

POSTED: | BY: Marilyn

Thank you

I received the 2 checks in the mail. I big thank you for handing my claim in a week and I am very pleased with your service. Thank you
5

out of 5

POSTED: | BY: Claudia

Embrace is WONDERFUL

Excellent coverage. Claims submission and processing is very smooth. Customer service is excellent. Considering that you work with them during very stressful times, they truly make your life easier. I've had Embrace for all my 4 kitties for over 7 years now and I was always very happy with the overall service. Because of them I was able to offer my kitties the best medical care. And save their lives.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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