Embrace | Pet Insurance Review

Monthly cost for accident/illness insurance for my 13 y/o yellow lab started at @ $18.00, and 3 years later is just@ $24. Three days before this incident, I was wondering how important pet insurance really was! Now I am grateful that I kept it current for the past 3 years. Embrace paid for 90% of my vet costs with 0 deductible ("missing deductible" applied).

I got pet insurance because my dog seemed to have random things going on like a grass seed in his ear or a funky tooth. Four months later he was diagnosed with a mast cell cancerous mast in his eye, at the age of 4. I was terrified I would lose my very happy and chunky dog so I agreed to do the chemo, whether it would be covered by insurance or not. Not ONLY is the chemo therapy entirely covered by embrace, but they quickly and efficiently work on any claims to get the money back to me within a week. They covered his special vet dog food that I use in the wellness plan and have a fantastic team that respond to email questions quickly. I cannot say a bad thing about this company and on TOP of all that they offer a discount for military members, which helps me even further.

I have had great experiences with Embrace. They process the claims quickly.

Great coverage, great customer service, quick reimbursement with claims. Con is the monthly rate goes up with more claims that are added and is overall expensive.

Our rottie Zoe developed elbow problems as a 2 year old dog and required surgery costing over 5K. Embrace covered all the charges (post deductible) including consultations and X-rays. Their reimbursements were fast, friendly and professional. It completely justified our decision in getting pet insurance and choosing them. I highly recommend them.