Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Laura

efficient

very efficient.
5

out of 5

POSTED: | BY: Norma

Best Pet Insurance-Embrace!

I wanted to Thank Embrace Pet Insurance for understanding our loss of our Dog, Bobby. Embrace pet insurance was mourning with us and did our claim within a timely matter due to the cost of over $2k. I also appreciate the sympathy card signed by Embrace staff members. We miss Bobby and Bobby also misses us and his family, Embrace Pet Insurance. Thanks in advance Norma Estrada
5

out of 5

POSTED: | BY: Edgardo

Great service

So far I am very happy with the way that Embrace has handled my claims. Keep up the good work!
5

out of 5

POSTED: | BY: Carolyn

Embrace does what they say they will do.

All of Satin's and Sable's claims have been paid according to policy and done in a timely manner. The customer service is great!!!
5

out of 5

POSTED: | BY: Richard

Embrace has our back!

Embrace keeps coming through for our Shadow. She has had her troubles this year, but Embrace has made sure she had gotten the care she needs! We have needed Embrace this year and they have been there for Shadow and us every step of the way!!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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