5
out of 5
POSTED: | BY: Hilda
Hands down the best insurance company for you pet!
I can not think of one thing!!! You guys are the best!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Claudia
Embrace is absolutely wonderful
I am so happy I did enroll my kitties a few years ago. Over the last 2 years two of them has serious health issues, cancer and kidney failure. Having Embrace was literally a life saver. They did cover the claims, the entire process from claim submission to payment is smooth and very quick.
We couldnt do it without health insurance
A BIG THANK YOU to Embrace
4
out of 5
POSTED: | BY: Kimberly
So glad I opted for Embrace!
My sweet yorkie, Maggie, has chronic issues with her liver and pancreas. Embrace always processes the claim quickly and fairly whenever she has relapse and needs medical service. Thank you, Embrace and your staff for looking after my fur baby!
5
out of 5
POSTED: | BY: Robert
Embrace gives me complete peace of mind.
I want my pet to have the finest medical care available. How could I do less for him than he does for me? Thank you Embrace.
5
out of 5
POSTED: | BY: Jen
I love Embrace!
I have had Embrace since my dog was a puppy. I started out with the full package (wellness and accident) and have scaled back to just the accident policy now that she is older. My dog has severe skin and allergy issues and we are constantly at the vet for one reason or another. Embrace processes my claims incredibly fast and is always very communicative. The website is easy to navigate. I have never compared pricing or coverage for other pet insurance companies, but I expect to have Embrace for the remainder of my pets life. I highly recommend getting a policy as early as you can. The peace of mind for such a low rate per month, is a no brainer for me.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.