5
out of 5
POSTED: | BY: Ashley
I would recommend
Embrace is a trusted company that we would recommend for any pet!!! Hey have been super helpful and quick A great company to work with! Thank you
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lawrence
Fast, Accurate, and Great Value
With any service or project, it's often a struggle to satisfy all three customer objectives; have the work done right, on a timely basis, and for a reasonable price. My experience with Embrace over the last 6 years is that they consistently meet all of these criteria. Once I uploaded 23 claims that occurred during the last policy year about two weeks ago, I was notified quickly that the claims were being reviewed, and then once approved, I received prompt reimbursement. I would highly recommend Embrace to anyone.
2
out of 5
POSTED: | BY: Kristi
tired of resending records all the time
They exclude the most ridiculous things from our pets coverage. One of our dogs was stung by a bee before coverage began so they explained to me any similar issues would be excluded for a year. I understand prexisting conditions are excluded but a bee sting should not be! They find any reason they can to exclude coverage. They call my vet all the time and ask for the same records they already have. My vet is annoyed by this, as they should be. My vet sent same records several times and embrace staff called for them again. I then called to verify they recieved them and it was confirmed yes, they had recieved. A week later they wanted them again! I called and spoke with a supervisor and she said they did not have them. Not sure what the problem is on their end but its kind of a fiasco to deal with them
5
out of 5
POSTED: | BY: Dominick
Embrace is AWESOME!!!!!
Having the peace of mind and assurance that if something should happen to our dog Penny...Embrace has us covered is wonderful! We've submitted two claims in two years and both were approved. It's a great service.
5
out of 5
POSTED: | BY: Chuck
Embrace/Great Company/Great Customer Service
Embrace pet insurance experience really has been great for us and our Sienna (English Bulldog). Customer service and the company's overall communication is great. They keep you informed thru or email or phone. Claim was evaluated and processed very quickly. I would highly recommend Embrace!!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.