Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,896

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Erin

For amazing hassle-free pet insurance, pick Embrace.

I can't say enough good things about Embrace. I have two dogs (3 and 5 years old) and have had them covered by Embrace since they were both puppies. The claims process is super easy, and the refund process is amazingly fast. The customer service is incredible and always feels personalized. In the 5 years I have been submitting claims, I have never had any issues or complaints. As a doctor myself, I can confidently say this is an amazing pet insurance company that will help to keep your fur babies safe!
5

out of 5

POSTED: | BY: Florence

We could not have done without Embrace

Embrace is simply amazing. We have still our beloved dog today because of them and their great coverage. We couldn’t have done it without them. I try to convince weekly friends, family and coworkers of the importance of Embrace pet Insurance. When your pet is truly sick, the last stress you need is the burden of huge vet bills. We are so thankful for them.
5

out of 5

POSTED: | BY: Embrace

Embrace is easy to use and they really care about my pets

Embrace is easy to use and they care about my pets
5

out of 5

POSTED: | BY: Michelle

Easy to add additional pets!

I have been using Embrace for over 2 years for my dog Zeke - we recently added a new Goldendoodle puppy to our family. It was so easy to add Dierks on to our policy. I have both types of coverage for my dogs and really appreciate the Wellness Coverage for all of the "small" things that need to be purchased/done for them. I tell all my family and friends about Embrace!
5

out of 5

POSTED: | BY: Vernon

Thankful for insurance.

My pup has been very healthy for four years. Now he has had a rash of infections. Embrace has been great so far in covering Vet bills. He is still under care and I hope future bills will be paid just as well. The care far exceeds the cost of the insurance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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