5
out of 5
POSTED: | BY: Ryan
Great Customer Service
Great customer service! Great communication.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: ANNA
Exellent service
i have this insurance since i adopted my dogs in 2012. I have cockapoo and other poodle mix. Both of my dogs are senior dogs
Over the years they needed medical help and this insurace was always their to assist in care that otherwise i could not pay for.
This is the best company for me , and my pets.
4
out of 5
POSTED: | BY: Nicole
Great Customer Service
While my first claim was initially denied, when I submitted a letter from my dog's cardiologist in appeal, the denial was overturned and her claim was covered. All of the staff I have spoken to on the phone or dealt with via email seem very caring and have been quite helpful. Once we ironed out the confusion over her first claim, subsequent claims have been smooth sailing and paid in a timely fashion. The wellness coverage has been great also.
5
out of 5
POSTED: | BY: Ruben
life saving
Excellent insurance coverage with a big meow.
5
out of 5
POSTED: | BY: Dr.
This company is the best pet insurer.
My Flat Coated Retriever suffered severe injuries in both shoulders, requiring surgery and extensive rehabilitation. Embrace has received and processed over $8,000 worth of bills (so far). They have gone out of their way to make the claims process easy, and to promptly pay all claims, directly to my bank’s checking account. I just wish I could find a human health insurer that was half as good. I’ve had other pet insurers who weren’t nearly as good. I highly recommend Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.