Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,896

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard

Great service very appreciated.

When my buddy abruptly stopped eating I knew something was wrong so I took him to an emergency vet service I trusted from previous experience. He had something called food bloat and had to stay overnight to make sure his digestive system recovered. It was expensive but worth it to have the little guy back in good health. Embrace made it a lot less painful when my check arrived within 2 weeks. Thanks Embrace!
5

out of 5

POSTED: | BY: Mary

Love this insurance!

I am in constant amazement of this insurance! I have had 3 different pet insurance policies prior to Embrace. This is by far the best! Best customer service, best coverage, best response time!!! Love it, love it, love it! They have even covered my baby's ALLERGIES!!! I never thought that would happen! Thank you Embrace!
5

out of 5

POSTED: | BY: Steve

Continuing to get better

I've been with Embrace for 6 years and they've continued to get better over the years. I'm very happy with their personal service and support. I'd definitely recommend.
5

out of 5

POSTED: | BY: Lisa

Embrace has the nicest customer service

Embrace was committed to helping me with my insurance claim. They have the nicest people in customer service.
5

out of 5

POSTED: | BY: Marilyn

If you have a pet, you need Embrace!m

I have two dogs and both are covered by Embrace. With previous pups I’ve had other company’s coverage and after a year or two nothing is covered. Not the case with Embrace, they are fantastic. Highly recommend.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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