Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael

Great Customer Service

We have our two beagles covered by Embrace. The one beagle has experienced some major health problems and we needed an MRI to determine what was going on. Without having Embrace it would have been a very difficult decision to spend the money for an MRI. Our insurance covered the MRI and it was a relief knowing we made the right decision on having Embrace. Our claim was paid within two weeks. The customer service group at Embrace have been wonderful. Thank you..!
5

out of 5

POSTED: | BY: Heather

Worth the money

I have had the insurance just about a year now and very unexpectadly my dog needed elbow surgery and I did a pre approval process through Embrace and was very pleased to get the email that his surgery was covered. I have heard so many negatives about pet insurance but have had a great experience so far with Embrace!!
5

out of 5

POSTED: | BY: Eugene

Very helpful and kind during my best friends illness.

The people at Embrace were helpful during my pal's short bout of cancer.
5

out of 5

POSTED: | BY: Gail

Embrace For Pet Insurance

We have had Embrace Insurance for our senior dog for 2 years. They have paid every claim we have submitted. The customer service folks are caring and knowledgeable. I highly recommend Embrace if you are looking for pet insurance.
5

out of 5

POSTED: | BY: Claudia

The BEST

My kitty was diagnosed with cancer 2 years ago. Thank God I had the insurance for him, so I was able to get the best treatment. Embrace was with us through these very difficult times : no surprises, easy claim submissions, quick processing. A true lifesaver.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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