Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,896

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bill

Thank you - for your help

Every-time I called I spoke with a person who was competent, knowledgeable, caring and friendly. I was walked through the process with everything totally explained. All questions and concerns were answered. This was our first claim and took several weeks to have the claim settled
5

out of 5

POSTED: | BY: Sandra

Great Customer Service

Customer service is very knowledgeable and helpful. Our one dog has a major illness and the Embrace insurance has been a lifesaver--spent a week in a large animal hospital and is under care of a neurologist. They conveniently provide claim forms with your dog's name on it sent with email so easy access. Turn around time is excellent.
5

out of 5

POSTED: | BY: Elana

Pleasantly surprised!!!!

I was reluctant to get pet insurance because I have heard nightmares and when looking at reviews online, it was overwhelming with all the negative reviews about companies in general. After a long time of research, I went with Embrace as they seemed to offer the best service for me (high coverage, offer the wellness program and reviews looked good). I have the regular insurance as well as wellness. Embrace has paid out every claim I submitted and their customer service is bar none. They have been great, nice, professional and quick responses. I haven't worked with other pet insurance companies but I am very pleased with Embrace and plan to stay with them for a while.
5

out of 5

POSTED: | BY: S.

Thankful for Embrace Pet Insurance

We are so thankful that our dog, Levi, is “Embraced!” For his entire life he has been a “regular” at our Emergency Vet’s office for a variety of life-threatening issues (poisonous snake bite, two surgeries for ingesting foreign objects, poison toxicity from swallowing something, etc.). Levi’s claims make for some interesting reading! With Embrace, we can rest assured that our cute, loveable, silly Golden Retriever will be able to bring smiles to everyone he meets. Thank you Embrace!!
5

out of 5

POSTED: | BY: Vivian

Awesome customer service

Awesome customer service, fast claim review and re-imbursement , great coverage for my dog
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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