5
out of 5
POSTED: | BY: Dawn
you guys are aswsome
will continue to use you...fast and efficient
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lisa
Embrace has been wonderful, compassionate and quick response.
Embrace quickly responded to my claims, was wonderful. Also very compassionate during a very difficult time for me. Staff was helpful in getting claims done as quickly as possible.
5
out of 5
POSTED: | BY: Ronda
No one purchases pet insurance wanting to have to use it.
We made a very wise decision to purchase pet insurance years ago. Embrace is a wonderful company to deal with. Very accessible with any questions we have and processing time excellent.
5
out of 5
POSTED: | BY: Dave
Embrace Pet Insurance is everything that we expected.
We took out the insurance for Kodi knowing that German Shepherds are prone to having hip dysplasia. Little did we know that he would start having seizures when he was about 3 1/2 years old. It has been an up hill battle but with the help of Embrace, we have him stabilized and are able to give him the care that he needs without excessive out of pocket costs. Thanks!!!!!
5
out of 5
POSTED: | BY: Susan
Very reliable
Very good
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.