Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,896

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ann

Happy I chose them

My Great Dane had a plasmacytoma which is a cancerous tumor. My expenses were almost ten thousand dollars. I was so lucky to have this insurance which covered it. And one of their employees even emailed me to help in my decision to surgically remove part of the dog's jawbone. Great company
5

out of 5

POSTED: | BY: Jim

Great customer service.

All my claims have been handled very professionally. Embrace also has great customer service.
5

out of 5

POSTED: | BY: Tori

Embrace is Awesome!

I was kind of leary about pet insurance, I heard some bad stories. I decided to give Embrace Pet Insurance a try and sure enough, they stand by what they say and reimburse 100% when it comes to preventative care.
5

out of 5

POSTED: | BY: Amy

Great customer service and communication

I am thankful we had pet insurance with Embrace. Our dog became sick and we had over $3000 in medical bills for her. Embrace was quick to review our claims and get us reimbursed. Their communication with both the veterinarians and our family was super.
5

out of 5

POSTED: | BY: Steve

Worth the investment!

Been with them for over 8 years thru ups and downs. KC Baby has her share of problems and now the older she gets she is getting new age related (sound familiar?). She was attacked a couple of years back and was in and out of emergency treatment for days and not sure she was going to make it - needless to say the bill ran up! Embrace covered what she was insured for and we got back over $3000 of $3500+ bills, has had on and off treatments for ailments and covered with no complaints or needing to negotiate with embrace. Now their rates have increased with KC's age; but so has my car and house insurance. Embrace has been great to deal with, responsive, fair, and fast. Our vet even asked about Embrace.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review