Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jenni Smith

Great Company

We have had Embrace insurance for about 6 years and we have never had a problem. The Embrace team is very responsive and I never felt like we had to wait very long for our claims to be processed. Everyone I have spoken to on the phone has been knowledgeable, nice and professional. I highly recommend this company.
5

out of 5

POSTED: | BY: Nina Kuharick

Hassle-free and excellent service!

I love embrace! I have had pet insurance through other companies before and it was always a fight to get them to cover things and reimburse me for claims. With embrace they make submitting claims easy and I have never once had to call or argue with them to cover a claim! I recommend them to all my friends who have pets!
5

out of 5

POSTED: | BY: Shelby Hyatt

Helped me care for my furbaby.

I've been a member since 2014, the staff have always been helpful and the plans are flexible. Great company, great coverage!
5

out of 5

POSTED: | BY: Claudia

They stand by there name "EMBRACE" in every aspect of the company

As a family of seven including our dog you need to feel protected and insured that if god forbid something happens you have options and your protected financially. We decided on getting Pet Insurance when our dog was 10 weeks old knowing that vaccinations and healthy visits can add up. Everyone we asked including our vet said Embrace 2 & 1/2 years later we are beyond happy we decided upon them and highly recommend that you do so as well!
5

out of 5

POSTED: | BY: Tony

Terrific Customer Support

One of the best decisions that I ever made, bar none, was signing up with Embrace for my boxer, Molly. Unfortunately, Molly has had a variety of health issues, that would not have been treated at the level required without the support provide by Embrace and it's most helpful staff!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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