5
out of 5
POSTED: | BY: Courtney Colllins
Integrity
I have always had exceptional service and I have always felt like I have the support and understanding of Embrace.
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Katy Fairbanks
Embrace Saved Us from Hardship
My ex and I adopted 2 rescue dogs and we were told by our vet early on that their hybrid breed mixes could potentially have back and hip problems as they got older. So we did our research and opted to get pet insurance for them both. One of my dogs this year developed IVDD and the emergency vet, neurology appointment, scans, surgery, recovery and medications came in at about $7500.00. For a middle class earners this was a huge devastation for us. Luckily with Embrace we were able to submit the receipts and within 2 weeks were reimbursed almost 80% of the total amount. We were so glad to have made the choice to go with Embrace insurance. Their claim process is swift and it saved us from financial hardship on top of the spinal surgery and recovery of our loved pet.
5
out of 5
POSTED: | BY: Maria Arango
Efficient and friendly service
Each time I have called with a question or concern, I have reached a helpful, qualified and friendly "embracer". They have trained their staff well to treat each person and every call proficient and professionally. The system allows for easy transmittal and submission of claim information and they answer their phone!!! Unlike so many other businesses - that is huge for me.
Thank you for being an awesome company - Embrace Pet Insurance!
5
out of 5
POSTED: | BY: Jenny
Great Service
Embrace has been easy to work with and quick to respond to questions. They worked with my vet to make sure my cat was covered for certain procedures and tests. Thank you!
5
out of 5
POSTED: | BY: Ronald Sanfield
Excellent Service
Embrace is a good company. They are immediately responsive to inquiries
and claims and answer questions fully.
The reps are courteous, professional.
They have enabled me to recover significant expenses after illness of my dog Satchel.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.