5
out of 5
POSTED: | BY: Anita
Embrace is honest, caring and professional, we are delighted with our experience.
A company you can count on!!!
4.9
out of 5
Number of reviews 19,896
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Leslie
BUY PET INSURANCE FROM EMBRACE!!!
I have purchased pet insurance policies from other insurers in the past; however, never renewed after the first year. Once I discovered Embrace is offered through USAA, I purchased it immediately because of USAA's reputation. It was a great decision. I will be a life-long customer of Embrace Pet Insurance because they are serious about serving their customer and there are no technicalities when it comes to getting reimbursed. Now that I have signed up for Direct Deposit I receive my reimbursement within 2-4 days! REALLY! I am thoroughly impresses with the responsiveness of their customer service reps, their knowledge and their dedication to provide great service. You will be very happy with this company.
5
out of 5
POSTED: | BY: Jacqueline
Greatest company to work with
I have two dogs. Charley a maltipom and belle a miniature shih tzu. Every claim I have had to submit has been covered without a question.
5
out of 5
POSTED: | BY: Laurel
Thank Goodness for Embrace Pet Insurance
Thank goodness we chose Embrace Pet Insurance!! Our Bullmastiff "Fergie" has some health issues we did not count on.
You never know what is going to happen to your pet when you are picking out that adorable puppy!! We also bought the
wellness insurance also which pays for itself every year when you go in for your yearly wellness check. Fergie has had
some serious health issues and Embrace has been there for us through it all. They are quick on claims and keep you
updated as your claim comes in. You have choices to sign up for-and we have never had a problem with submitting
our claims-they are taken care of as soon as we fax them in. If I ever have had to call they are very helpful and
caring on the telephone-very professional. I am so glad we chose them for our "Fergie"
5
out of 5
POSTED: | BY: Darla
I have been so pleasantly surprised with Embrace
I literally got talked into taking this insurance from a friend who assured me I wouldn't be sorry. I had just gotten two yorkie-poo puppies who were four months old. Having their checks done occurred on the next day; they were fine. It wasn't until later that I learned the wisdom of having insurance. The cost per month was minimal; wellness care was included, and when my one little dog hurt its leg and needed patella surgery, I was so glad I had listened to my friend. I am so impressed with the kindness and consideration and the communication of this group. I asked for flyers to give to my other friends who have animals. Thank you Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.