5
out of 5
POSTED: | BY: Heather Smythers
I love embrace
I love Embrace and do tell people who are looking for pet insurance about Embrace.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Deborah barth
Been with Embrace for just over a year and very satisfied
I have had my dog insured with Embrace for a little over a year and have made multiple claims which have been handled and quickly. They are quite easy to work with and never had an issue getting reimbursed
5
out of 5
POSTED: | BY: Karen
Embrace is Wonderful Pet Insurance
We have been with Embrace since we got our puppy at 9 weeks. Amber is now almost 2 1/2. We carry both the regular insurance and the wellness. Every claim we have submitted has been handled efficiently and quickly! We are so happy we chose Embrace as our pet’s medical insurance.
5
out of 5
POSTED: | BY: Yvonne
I Love love love this company!
I've had other pet insurance companies in the past who claimed to have great coverage. That was never the case. Embrace is really what they say they are... clear cut insurance with no hidden sublimits or fine print (and believe me I looked for it!). I submitted a claim recently that my prior insurance company would've cut and denied parts of. Embrace accepted the claim, and paid it minus my deductible and copay. Simple as that. For me, that's A HUGE promise for them to keep and they did!!
Highly recommend them to anyone!!!
5
out of 5
POSTED: | BY: Fiona Kahn
Very good customer service. Claims are processed quickly.
I've had a very good experience with Embrace. Customer service is very helpful and knowledgeable. The claims are processed quickly. It's very easy to upload the invoices.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.