5
out of 5
POSTED: | BY: Debra
Too many raisin cookies!
Our claim was processed very quickly. The representatives are always so kind and helpful. Glad we have this pet insurance.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Claudia
Very happy , great experience
Very very happy with Embrace throughput the whole process- submitting claims, reviewing the status on line,short processing time and of course no surprises with the coverage. Having two kitties with serious conditions : cancer and kidney failure I am so happy I enrolled them years ago. Thankfully there are great treatment options available but without insurance, without Embrace would have been impossible to keep up with the bills
Any pet parents who loves their furry kids should have insurance for them. Imagine the heartbreak of having a sick pet, and not being able to afford the treatment.
5
out of 5
POSTED: | BY: Anthony
Peace of mind!
We knew that when the time came to say goodbye to our Empress it was going to be beyond difficult. Pet Owners get that. What made this slightly more manageable, but still tough, was knowing we did not have to make a decision based on Finances, but on what was right. Embrace gave us that peace of mind and for that we are all grateful.
5
out of 5
POSTED: | BY: Bob
Embrace top insurance, 5 star & more
Super great company, outstanding staff, 5/5 stars
5
out of 5
POSTED: | BY: Joanne
Excellent Customer Service and Experience
Although I've had my older dog for 8 years now, it was only about 2 years ago that I considered pet insurance, and that was due to USAA recommending this company. Well, anything that USAA recommends is something I trust, so I got policies for both of my dogs. This past year I've had to file several claims; nothing to bad, but I was able to meet my deduction and then get several reimbursements. Embrace made this so easy for me. Although one of my claims was initially declined (due to my lack of providing adequate information), I called them and cleared it up, and within one day they approved the claim and issued payment. I'm so impressed with them. As my older dog continues to age, this is a great comfort to me knowing that I can get my baby treated properly, and not have to worry about skimping on his medical care due to the cost. Highly recommend this company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.