Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna

Embrace is expedient and more than helpful

I've had to file two claims for my GSD, first was due to an aural hematoma, after my deductible, Embrace sent a check for the overage within the week, it was awesome! We have had to file another claim due to neurological issues my GSD is experiencing. Embrace has been more than helpful with every email I've sent them. They answer your questions to the best of their ability. Their service and response time is exceptional. I tell all of my friends about them.
5

out of 5

POSTED: | BY: Lisa

Embrace has been wonderful, quick response, great staff.

Embrace has been wonderful. Easy to file a claim, quick response and a very helpful staff.
5

out of 5

POSTED: | BY: Lois

The best!

I researched several pet insurance companies before choosing Embrace. Over the last 7 plus years my choice has been proven to be the best every time I submit a claim. The customer service "Embracers" are always available for questions and concerns, very responsive to any needs I might have. THANK YOU to everyone at Embrace Insurance.
5

out of 5

POSTED: | BY: Crystal

I love that I can count on the wellness of my baby to them!

This has always been so helpful for my family! As a dog owner there is never any worries to the care of my baby!
5

out of 5

POSTED: | BY: Darlena

Happy Dog

So far they have my experience pleasurable ; very smooth process and me & my pet are happy knowing he is covered
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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