Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Helen

very pleased with insurance, would recommend

Glad I have this insurance. Put a claim in twice, and got a very good return on my claim. I feel this insurance is true to there word. Would recommend to anyone looking for insurance for their animals. Thank you so much Embrace
5

out of 5

POSTED: | BY: Shirley

Embrace has never let me down.

I would recommend Embrace to anyone. They have never let me down. Unfortunately my dog has had many issue but Embrace has always paid there share. Whenever I call them everyone is very pleasant to deal with.
5

out of 5

POSTED: | BY: henry

This a good buy for pet owners !!!

Great insurance for canines, fast response time, very fair insurance also. I would highly recommend !!!
5

out of 5

POSTED: | BY: Kathy

EXCELLENT _ AGAIN!!!!

This is the third claim, all over $2000, for one of my several dogs in the past 7 years. All paid rapidly, per contract, with minimal paperwork. Great company to work with! Needless to say, I will continue with this company for years to come!
5

out of 5

POSTED: | BY: Jerry

Prompt, responsive customer service and personal attention.

Warm and sincere staff. Loved being able to talk to a real person every time I called. Claims were handled promptly and they were very simple and easy to submit.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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