5
out of 5
POSTED: | BY: robert
very hassle free in claim submission and resolve
Very happy in dealing with my first claim, which was pretty much hassle free.
4.9
out of 5
Number of reviews 19,896
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: lorraine
the BEST!!!
Embrace has approved every single one of my claims over the past yrs. and they have done it with compassion for my sick elder dog. I recommended the Company to my Vet who now recommends it. I did not want to have to make a financial decision with a huge medical bill, so they offer me peace of mind.
5
out of 5
POSTED: | BY: KRISTEN
Life saver
Embrace has been fantastic. They have great customer service and always available to answer questions. We never have issues with claims. Our GSD has hip dysplasia and they have made it possible for us to take care of her and fix her hips so that her long term well being and comfort is available.
5
out of 5
POSTED: | BY: Connie
Glad I chose Embrace
Very helpful and caring customer service and efficient claim processing. Thank you Embrace.
5
out of 5
POSTED: | BY: Sue
Embrace is the way to go
It was 2 weeks before Thanksgiving 2011 and 2 of our 3 German Shepherds were diagnosed with cancer. Brutus with osteosarcoma of the distal radius and Reggie with hemangiosarcoma. After the devastation wore off we had to make the difficult decisions. We decided to do everything we could as long as those decisions did not result in pain or a decreased quality of life for our guys. Brutus was now a tripawd and going for biweekly chemo, you wouldn’t know it. Knowing the severity of Reggie’s diagnosis he had his spleen removed and also had biweekly chemo. There was no way anyone could tell how sick he really was. Fast forward for Brutus he lived a long 2 1/2 years and crossed the Rainbow Bridge at 12 yrs of age. Reggie also lived a good life but due to his type of cancer not as long. After the dust settled reality set in, the medical costs were staggering but we still would have gone the same route. In 2013 and we adopted 2 German Shepherds. Knowing what we went thru insurance was the way to go. We did our homework and decided on Embrace. We have already had some hefty claims and have not had any issues at all. The staff are courteous and caring. You are not hamstrung with one plan you can tailor a plan to your liking. Embrace is the way to go. Thank you!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.