Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea

Easy to deal with

Embrace has been wonderful to deal with through the entire process, from choosing a pet insurance carrier to filing a claim. We did the orthopedic exam waiver and chart review when we got the insurance . When I filed a claim for an orthopedic issue 10 months after getting insurance it was covered. Our vet sent in the claim forms and about 1 week later I received an email saying it was covered and a check was in the mail. Thanks Embrace!
5

out of 5

POSTED: | BY: Nancy

very responsive company

I have had a very good experience with Embrace. They have been responsive and sensitive. I recommend them
5

out of 5

POSTED: | BY: LeeAnn Hayeb

Outstanding service

Embrace has been outstanding to us. Not only do my claims process quickly and with ease, but I get phone calls asking about how our dog is doing. One of the best purchases I have ever made!
5

out of 5

POSTED: | BY: Linda

Embrace has been there for us!

I have been a believer in pet insurance for years, and work with as a volunteer with a rescue organization for boxers. I was sad to hear of my own boxer Lucy's diagnosis, but with my comprehensive accident-illness policy, Lucy was able to get the treatment needed, in a timely fashion, with the best vets available. She is currently doing well. As I tell prospective owners, you never know when your pet will be injured or ill, and you WILL want to do everything in your power, and having a good policy is peace of mind.
5

out of 5

POSTED: | BY: Aura Arenson

Great company to work with.

My doggie is almost 13 years. Embrace has been our insurance for 4+ years. Embrace Pet Insurance always on task, very good customer service and further more the turn around claims is very fast.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review