Embrace | Pet Insurance Review

My dog had bone cancer in a leg that had previously had arthritis. Embrace initially denied the claim as pre existing. I needed pre authorization to amputate and they denied it. Meanwhile we went ahead with the surgery to save his life since time was of the essence. After multiple letters from my Vet and phone calls from me they finally authorized. I think they probably deny claims thinking people won’t pursue. I don’t think this is unique to this company as I have experienced it in human insurance as well. But ultimately they came through. Just a reminder to pursue if you feel like an insurance company is in error of your claim.

I didn't need to use Embrace for the first several years I had Bentley. He was just too healthy. His 7th year of life has brought about some older age problems and I've had to use the vet a few times. Embrace has reimbursed my reimbursable expenses quickly and, most importantly, explained them to me fully. I have been impressed not only by this, but also by the friendliness of their customer service representatives. l recommend Embrace fully.

Our dog Jake has never been sick until age 7, then out of nowhere it looked like we were going to lose him. After several tension fraught days and thousands of dollars, I remembered I had bought Embrace Insurance at a friends recommendation the first month I got Jake. I had never heard of Pet Insurance Review, so this was strictly a friend's recommendation. I wasn't sure what to expect after Jake got sick and we filed the claims, but we told ourselves we would be happy with any support at all. Embrace went way beyond that. They were fast, efficient, and reimbursed just as their website says. They are fantastic and I highly recommend them. We can't thank them enough for being there for Jake and us.

We had spoken with a friend in September who had recommended getting pet insurance. After searching many options, Embrace was not only the cheapest, but had the most coverage for our dogs. Our 13 year old is starting to have some difficulties in the past month and Embrace has helped us not worry about the cost. Embrace has covered a very large portion of our $3,000 vet bills and keep us at ease when we need to go to the vet. For the first time, my mom and I are not worrying about finances or what credit card we need to put the costs on! I plan on using embrace with every animal that I get!

Recently, our girl had the terribly unfortunate diagnosis of squamous cell carcinoma, which brought on a few very expensive vet bills, including one for toe amputation. Embrace was absolutely exceptional- answered my many questions AND covered our bills. Luna is now living cancer-free.... Knowing we had Embrace on board helped make that possible. THANK YOU!!!!!