Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: rosemarie jaouen

I have had no problem with my claims and it is important to trust an insurance company.

I love having insurance for my dog as it would have costs me lots more if I did not have insurance. We get reimbursed quickly and get an email to tell us what is happening with our claim.
5

out of 5

POSTED: | BY: Kim Sanders

Awesome Great

Great service worth the investment in pet insurance
5

out of 5

POSTED: | BY: Kerry

I wish my health insurance was this good and easy to process.

This company has been so easy to work with from day one and the customer support is always incredibly friendly and supportive. They are very straightforward with what they cover and I appreciate knowing my animals are covered.
5

out of 5

POSTED: | BY: Lee McDougal

Wonderful Insurance

Embrace has been wonderful. Our Tucker is having kidney problems, they have been great in covering some very expensive testing ! They process the claims right away , cannot say enough great things about our interactions working with this insurance.
5

out of 5

POSTED: | BY: Godsvessel3

Family Protection

Embrace Pet Insurance provides great insurance protection for your family member. They have great plans with a variety of options to choose from with reasonable prices and I love how they offer a wellness program that you can add to your policy. They also make it very easy for you to file your claims by providing various ways to submit your documents like mail or email. They also have a great customer service team who process your claims within one to two weeks and they are available to answer any of your questions. Overall I would definitely recommend Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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