Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,765

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim

Embrace was there prompt and no hassle

We have had coverage on Murphy through Embrace since he was a puppy. He has had minor claims from year to year that I always felt made the coverage worthwhile to continue. Then this year Murphy tore his ACL ligament - an accident that could happen to any dog at any age. Emergency room, then surgery, and a 12 week recovery. He is doing so much better now! Embrace paid $2k as quickly and efficiently as his minor claims, no questions, no hassles, just a reimbursement check. I would highly recommend Embrace!
5

out of 5

POSTED: | BY: Ron

One of the best decisions we ever made

To our complete surprise and dismay, our 6 month old puppy was diagnosed with severe hip dysplasia and needed total hip replacement surgery. Embrace has been great from his initial diagnosis through his surgery and recovery! The majority of our claims have been paid with minimal out of pocket money.
5

out of 5

POSTED: | BY: Kim

Embrace is peace of mind knowing we can provide our pets with the best care possible.

Embrace has been there for my pets! We have referred all our pet friends to Embrace as they have seen the care they provide in processing claims efficiently.
5

out of 5

POSTED: | BY: SupKelly

Fast and affordable

Amazing service that is affordable and super quick processing time.
5

out of 5

POSTED: | BY: Claudia

Best Insurance

One of my kitties was diagnosed with cancer 2 1/2 yrs ago. It was devastating. Thankfully we found good treatment options and Embrace covered it. Claim submission is easy, processing time is short, payments the same and I've never had surprises regarding the charges covered. With Embrace's help we saved Mishi's life. Thank you !!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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