Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nadine Parinello

Embrace is a pleasure to work with.

Buddy was a rescue and tested positive for heart worms. Embrace made the insurance portion of his recovery an easy process. Their website is easily navigated and if you have a question someone will answer your e-mail or phone call in a timely manner.
5

out of 5

POSTED: | BY: Throughout my

Outstanding Claim Service

Highly recommend
5

out of 5

POSTED: | BY: Tiffany Pittman

Shouldn't have a pet without it!

Anytime I have accident with my dog it's always stressful. But I find comfort in knowing that Embrace is going to try to make the process fast and stress-free when it comes to filing processing and covering the claim.
5

out of 5

POSTED: | BY: diane M

Very efficient and quick response

Handled my claims with efficiency and quick response time
5

out of 5

POSTED: | BY: Mike

Efficient

Unfortunately, we lost our beloved English Bulldog last month, but having Embrace was wonderful to help reimburse us for all the vet bills.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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