5
out of 5
POSTED: | BY: John
Very pleased with claim service
Although we have only had Embrace Pet Insurance for 8 months we are very pleased with the claim service. Very Positive experience.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandy
Embrace came through
Embrace came through when I needed them for my mini aussie Taz dental care. My gorgeous sweet mini Aussie Taz broke his molar possibly on an acorn. The dental vet specialists tried to save the tooth but in the end they needed to extract it and place a bone graft. This was quite an expense. I have Embrace insurance as well as well care and after I reached my deductible, Embrace came through and paid 80% and really help me afford the excellent care Taz received. I am committed to Taz health and having Embrace helps me to achieve that goal. Their great! Best insurance company for animals ever. They come through and do what they say with being highly communicative.
5
out of 5
POSTED: | BY: Randee
TPLO SURGERY
Buying pet insurance is scary especially after reading reviews but we cannot be more pleased. Our last dog cost us $15,000 and we just couldn't afford that again so we figured something was better than nothing . Based on our circumstances we choose the max of $15,000 at 80% with a $1000 deductible. We rescued 2 Boxers so both are covered. Our female somehow injured herself and after many vet visits surgery for over $3200 !! COVERED ! Thank You from the bottom of our hearts 💖
5
out of 5
POSTED: | BY: Jenna
Seamless Claim Submission and Approval
My best friend is a veterinarian, and when I adopted an English Bulldog she recommended i get health insurance for her through Embrace and I'm so glad that I did. The Embrace staff is accessible and communicative and have always thoroughly answered my questions about the different benefit and policy options available -- they are great over the phone, through the online chat box, and over email. The claims I have submitted electronically have all been approved quickly and seamlessly, and the vet clinics we have worked with -- both my dog's general practitioner and her specialists (she is a bulldog after all) -- always tell us Embrace is the easiest insurer to work with. This is a great company.
5
out of 5
POSTED: | BY: Jody
I'm really impressed with how quickly they process claims!
We've never had pet insurance before. However, when we brought Gus home as a puppy, we thought insurance might be a good idea for a purebred dog and a breed susceptible to some genetic disorders. We went several years using only the wellness benefit, which is awesome! Then, last summer, Gus injured his leg and tore a tendon and CCL in one of his hind legs. He needed a costly orthopedic repair. Having pet insurance allowed us to make the best decision for our family member without cost being a determining factor. I've been really impressed with how quickly Embrace has processed our claims. Now our little fella is well on his way regaining normal use of his leg.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.