Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,895

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: henry

Embrace is true to their word !!!!!!!

My goldens (I have two) has had many small problems and one large problem (pyometra) and embrace has seen to them all, in accordance with their contract. What else could you ask for??? If you read the contract, that's what you will receive. They keep you updated on their website another plus. I would definitely recommend Embrace to all pet owners.In my own opinion, anyone who complaints probably didn't read the contract, or failed to disclose a preexisting condition !! Thank You !!! What I have said above is the simple truth!!!!!!!!!!!!!!!!!!!!!
5

out of 5

POSTED: | BY: Claudia

Best Insurance possible

Once again, I am so glad I choose Embrace for my kitties. One of them has been diagnosed with cancer and I was able to give him the best treatment . Its a terrible thing to see a beloved pet getting sick. It would be even worse to know there are treatments available to save his life and not be able to afford. it. THANK YOU Embrace for helping with the bills and making the entire reimbursement process very smooth .
5

out of 5

POSTED: | BY: michael

The best

Embrace is one of the best moves I have ever made. They go out of their way to help and claims are done with speed and accuracy .
5

out of 5

POSTED: | BY: Lisa

I LOVE This Company!!!

I have never dealt with an insurance company that is so pleasant, efficient and caring. I feel protected and you get what you pay for.... COVERAGE!
5

out of 5

POSTED: | BY: Ane

Embrace stands by their policy in an effortless and caring manner...

After having gone through an emergency surgery on my lab, Jazzy and days of not knowing whether she had cancer, it was such an effortless and caring experience dealing with Embrace... The entire process was so easy and quick allowing me to focus my full attention on my dog...
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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