Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Best pet insurance and best customer service around!
My poor pup blew both CCLs at 2 years old. Embrace was so lovely and efficient. After his first surgery, which they covered with no problem because I adopted a healthy puppy and got all the forms filled out ASAP, I had my reimbursement direct deposited before Baxter even had his staples removed. And now we are battling an unknown illness at this point and once again, they have been amazing covering all my vet visits. I wish human healthcare was just as amazing!!
5
out of 5
POSTED:
| BY: Tiana
Embrace Makes Us Feel Safe and Secure
Having been an animal hospital employee I have seen first hand how much sudden emergency treatments can cost. I never wanted to put in a place of having to provide subpar treatment for my pets due to finances, so when we got our puppy we immediately signed him up for pet insurance.
Dalmatians can be known for a slew of health issues, but what I didn’t expect to need the pet insurance for was a broken leg! It was a freak accident while running through the trails in the woods. We think he slipped on ice. I was so grateful throughout the whole ordeal knowing that I could tell the vets to do whatever they needed to do to provide the best care for my pup. The amount of anxiety and worry I was going through would have been unbearable had I also had to worry about costs of treatment.
With any pet insurance I would know what your limits and terms are before going into it. Some companies will make it confusing or difficult to find certain information, but I always found Embrace to be up front and straight forward with their conditions.
Our claim was paid out about two weeks after submission, with no problems.
I always recommend Embrace to clients and friends, but now I have a personal story of its effectiveness!
5
out of 5
POSTED:
| BY: Larry Scoggins
Far exceeds my expectations!
Unfortunately, our Annie had several health issues shortly after we purchased Embrace Insurance. They paid each claim promptly without question.
5
out of 5
POSTED:
| BY: Erica
Get this Insurance company!
I've had Embrace Insurance for almost 4 years. Throughout those 4 years, there isn't one claim that wasn't covered, or they gave me a hard time about. They've covered everything from routine tests and vaccines, sick visits, blood work, urinalyses, multiple surgeries, rehabilitation/hydrotherapy, laser therapy, allergy injections from the Dermatologist, Dermal Allergy Testing, Visits to the Dermatologist, Allergy injections from my own vet that last 4-6 weeks, post op xrays, flea/tick and heartworm medicine, prescription medication, joint supplements, etc. And those are just some of the things I've used it for. Without this company, there's no way my dog would've been able to have the necessary surgeries he needed. Let alone get the best care possible. If you're thinking about getting insurance, get this one. Take it from someone who knows first hand. There's no hidden fees or co pays and the turn around time is really quick!. You can even use it for training or specialty classes! This is the best insurance company hands down! Get it!!! Next dog I get is being added to my policy!
5
out of 5
POSTED:
| BY: Susan maldow
Great, efficient processing
Just really efficient and keeps you alerted to status by emails. Extremely pleased.
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
