Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Samantha

Helping to Keep Sheila Alive

We bought insurance through Embrace bc a friend recommended it. We bought it mainly for anything catastrophic, like cancer, autoimmune, cardiac. Thank God we signed up with Embrace. Sheila was very sick and had to be hospitalized for 1 week and then have a CT scan and follow-up appointments, etc. We have savings and were willing to dip into it, but were hoping Embrace would reimburse us. One by one, the approvals started coming in and within 1-2 days, money was deposited into our account. Thank you for easing our financial burden. We are unsure if we can have children, so our dogs are our world. We truly appreciate how wonderful EVERYONE has been at Embrace. Always friendly, courteous, quick, and attentive. I cannot recommend Embrace enough. They are a fantastic company and seem to truly care about the health and wellbeing of our pets. Sign with Embrace!!
5

out of 5

POSTED: | BY: J M

Had no issue submitting a claim and received payment covered by terms of the policy

My dog developed Hemangiosarcoma, cancer of the spleen and liver. Submitted several claims for emergency services and surgery. Claims were easy to file. Was kept apprised of the claim process and ultimately received timely payment.
1

out of 5

POSTED: | BY: Ann Klotsche

I made mistake taking this insurance for my dog it cover nothing

Big mistake taking this company animal insurance. Even though I told embrace I wanted review of claim in paper, they still send me email.
5

out of 5

POSTED: | BY: Heather Smythers

Great insurance

I’m glad that we have found Embrace for our dogs insurance
5

out of 5

POSTED: | BY: henry st

This is a good insurance !

They go according to their contract!! and they work with you if you have a test done which is part a check for general health but also for a check on a particular illness that's being treated, They will prorate ! That's a bigee !!!!!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

Get a quote today

Leave a review