Embrace | Pet Insurance Review

I always considered pet insurance to be too expensive and not worth the expense. Then my sister's dog had to have emergency surgery for an obstruction and the bill was huge. I started researching all the pet insurance companies just to get an idea of cost and what they cover, and realized it would take a few years of monthly payments to equal my sister's Vet bill! Embrace is considered one of the top companies but it is one of the very few that also covers wellness expenses, and that was most important to me. A company that will help you keep your pet healthy has to be good! I have had two claims so far and Embrace has settled them both quickly and professionally. They always let me know what they are doing, and why, and are more than happy to answer any questions. I just am so very happy with them and wish I had decided to join them years sooner!

Three years ago, I lost my Collie Lilly to cancer in her spine. Within 6 months I lost my cat Felix to a brain/nerve disorder. It was both heartbreaking and expensive. I never want to worry about money versus treatment so I purchased Embrace pet insurance for Jenny the Collie. She has been healthy all her life, but just a few months ago was diagnosed with Sterile Nodular Panniculitis, a rare condition. With Embrace pet insurance, I was able to visit the University of Minnesota for expert care. Jenny is responding to medication and I am a very happy Mom!

We have been with Embrace just under a year now and already we have seen the amazing benefits of having our 4-legged kids insured by this amazing company! Embrace has helped defray the costs of dentists, well-visits and now a soft-tissue injury that one of our cats sustained recently. Whether I am speaking to a representative directly or communicating through email, they are always prompt, courteous and knowledgeable. I could not have asked for a better insurance provider! A+++

To all consumers, please be sure to verify your policy prior to any surgical procedures. My dog had a tooth extracted due to an injury sustained in 2015. I was given a quote based on my pre certification carefully filled out by MD. After all the hidden fees and deductions I was responsible for, I received a reimbursement of only 40 percent of my original quote. Please do not find yourself mislead by pre certification quotes that do not justly represent the actual amount you will pay.

I have two dogs with coverage, one is a 10 year old Golden Retriever who was diagnosed with Lymphoma. Embrace handled my claim quickly and efficiently. The coverage was exactly what the policy read. I also have a new addition, a 4 month old American Eskimo. Again, Embrace has handled her wellness claims the same. I would definitely recommend Embrace to anyone! ❤️🐾🐾