Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,895

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Catherine

I could not afford it without Embrace

I was devastated when my dog Payton had a seizure and was diagnosed with epilepsy. Thanks to my coverage with Embrace I can afford his medications and doctor visits. The insurance is worth every dollar, and I highly recommend it to all pet parents. Thank you Embrace!
5

out of 5

POSTED: | BY: Valarie

Very helpful, I receive my reimbursement right away.

Very helpful, I receive my reimbursement right away, and they do what they advertise! Great service! I have really enjoyed this insurance. They do what they say they will do without any complications! They cover all my wellness needs and all of my sick visits! I have a golden who ate everything in sight and needed surgery, there were never any questions or complications with reimbursements!
5

out of 5

POSTED: | BY: Len

You Never Know!

I thought I would never need pet insurance as my dog was very healthy! But this winter I found myself needing to put in many claims. My dog has had problems with recovery and in spite of wonderful care from his vet I needed to have many visits. Thanks so much for the pleasant people at Embrace Insurance who helped me with the process I am so glad I have them! Pre-existing conditions are an unfortunate reality with pet insurance but knowing that and shopping around I am very glad I choose Embrace!
5

out of 5

POSTED: | BY: henry

If you want pet insurance, before you buy one, CHECK with EMBRACE !!!!!!!!!

Embrace is prompt, very friendly and provides quick service for all claims, and have been very fair with me !!!!
5

out of 5

POSTED: | BY: Michelle

Two thumbs up!!!

Quick, easy and reliable! Great customer service and very organized! I love having my baby covered by Embrace!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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