5
out of 5
POSTED: | BY: Mary
Great insurance, great value!
I would recommend this insurance to anyone who loves their pets but hates paying Vet bills !
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary
It was a pleasant experience.
Very Impressed with the level of service and ease of claim submission.
5
out of 5
POSTED: | BY: Evelyn
Very efficient
There have been only a couple of times I had to submit a claim. Which is good also because my deductible was reduced.
The claims were submitted by the vet, they fill out a simple form and fax it for me. I got an email confirming it was received and then one with the explanation and amount I was getting back. It was super fast and clear, no surprises.
I've had embrace for 5 years and only had great experiences with it. The plan increases annually, but I'd say that's the norm.
5
out of 5
POSTED: | BY: Eletta
Embrace is very good insurance to have
I thank my lucky stars every day that I have Embrace pet insurance for Chachi. Been with them for six years. And they have come through for us every time.!
5
out of 5
POSTED: | BY: Pam
What a relief
When Bennett, our 6 year old Golden Retriever, was diagnosed with a sarcoma, we had many worries: his health, of course, his care and the cost. We were fairly new Embrace customers (under a year) and had no experience of how the process would go. I couldn't be happier. I was able to do it all online; the process was efficient and surprisingly quick. All reasonable costs were covered according to the policy guidelines. I didn't need to be in contact with any staff, but when I did during the early process of setting up the insurance, they were helpful and supportive. I give Embrace the highest recommendation and my gratitude for alleviating some of my anxiety. Bennett is doing fine.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.