Embrace | Pet Insurance Review

Now that vets have all the same tools as people doctors (MRIs, lab tests, radiation, chemo,etc.) vet bills run pretty high. When Molly was a pup we decided to get insurance. After researching it and comparing we settled on Embrace and I’ve been very pleased. I like that you only meet the deductible once per year (not per ailment) and they’ve always responded to claims within two weeks and never contested anything our vet sends them. Some years we may have paid out more than we used but other years it’s balanced out. I definitely recommend Embrace. I love the wellness policy too.

My dog has had a rough year so far. We have been dealing with heart issues, eye issues, liver issues and arthritis. If I didn't have Embrace covering my dog's health insurance needs, I would have to make some very tough decisions. I thought, without Embrace, I would sell my car to pay for my dog's care. I have been with Embrace for 4 years. Each year, as my dog got older (she is now 10) the premiums would go up. But now that I see how much her care can cost in a mere few months, I don't regret paying these premiums one bit. And I appreciate being reimbursed in a reasonable amount of time. I'm so thankful for my Chelsea's insurance.

We have been insured with Embrace since my 10 year old mix lab was a puppy. Had to use our policy a couple of times and always got a quick response and fast refund. Customer service representatives are quick to answer your requests, great communications online.

My dog needed knee surgery. I put a claim in and within 10 days I found out 80% of the surgery bill would be reimbursed. It's a life saver. Thank you

So glad I joined a few years ago. Fast, fair, amazingly simple to use and valuable service!