Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

Embrace is trustworthy and very reassuring to a pet own

So happy I have this coverage for my dog. It is important to us to know we have this reliable insurance so we can do the very best for our dog. Recommend it to everyone
5

out of 5

POSTED: | BY: Claudia

So happy, great company, they really care.

Great company. No hassles with claims, fast payment and a joy to have. Even reversed a decision when vet disagreed. When does that happen other places. So polite on phone and helpful. I have 5 dogs.one is very ill. So glad for them. It's a real load off of us knowing there is help with his care without arguing over every bill. We can just concentrate on our boy. They even helped with his wheelchair and custom leg brace.
5

out of 5

POSTED: | BY: Dan

Excellent service

Embrace and its representatives are extremely responsive and professional.
5

out of 5

POSTED: | BY: Christina

Excellent Company

We’ve had Embrace for as long as we’ve had our boxer, a little more than eight years. I most highly recommend this insurance company. Like most dogs, during his early years Judah our boxer was healthy, loved to play and enjoyed life. One day, he didn’t want to play and we knew something was wrong. And long story short which included an MRI and brief hospitalization, he has a brain tumor and a small tumor in his heart that we’re inoperable. Although he was given A poor prognosis of a couple of months he has outlived his prognosis still enjoys life, engaging with people, going outside etc. I don’t know where we would be without embrace insurance. Judah takes several medications daily to prevent the seizures and keep the tumors at bay. In other words he is alive today because of this insurance. We have never had any problems and all claims are paid quickly in a timely fashion. Thank you embrace! If you’re considering purchasing Embrace pet insurance: DO IT! It can literally save your pets life
5

out of 5

POSTED: | BY: Richard

My greatest gift

Today is Christmas 2017. On this day, more than any material thing I could recieve, I give thanks to Embrace for helping my girl Shadow this whole year. It has been a hard fight this year with Shadow's health problems, but our girl is here by my side thanks to the help of Embrace. Shadow has saved my life. Embrace helped my family save hers this year. We are truly blessed this Christmas. Thanks Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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