Embrace | Pet Insurance Review

I've had Embrace insurance on 2 Bernese Mountain Dogs and a Cavalier King Charles for a few years now. I wouldn't not have insurance on my dogs ever again. My claims are handled incredibly fast and the staff is so nice and knowledgeable. People ask me all the time about who I use and I constantly recommend Embrace to others.

I have to say I was skeptical with pet insurance at first but I have nothing but positive comments for Embrace. Unfortunately my dog got sick and had to go to the hospital. The claims were submitted, processed extremely quickly, and check was sent to me promptly. I highly recommend Embrace!

impressed with service and value. Our own human health insurance should be so good

I am the worst part of this insurance! They get claims processed faster than it takes me to submit them!

I have been an Embracer since 2009 and have been very happy with Embrace Pet Insurance. I have two dogs and have their wellness rewards coverage that pays out more than you pay for it annually. I have had a few instances of using Embrace for illnesses such as ear infection, UTI and stomach issues, but they really became important when my dog, Blackie, suffered a partially torn CL. Surgery was recommend by my vet, but after research, I chose to get a custom brace for Blackie. I had already met her deductible (Embrace has a vanishing deductible program for years you don't make an illness claim) so that was no issue. I called Embrace to see if I had to stay within a certain price rang since this brace was expensive. I was told that I didn't, but just said I had a annual maximum (which I hope to never need), but other than that, no problem. They also let you have your covered costs paid directly to your bank account which is great if you have an expensive claim like I did. They are always very kind and helpful on the phone. The claims are paid straight minus deductible and then (for me) 80% on claims. They are not based on an allowable amount like many companies. I highly recommend Embrace!