Embrace | Pet Insurance Review

I have a 1 yr old and 9 yr old Labrador Retrievers. When I bought the younger pup, I reviewed several pet insurance policies and chose to enroll my dogs in Embrace. The primary reason I chose Embrace is they cover both Wellness and Accident/Illness protection. I was disappointed with some of the temporary and permanent exclusions but understand the reasoning for these. Jasper,, my older lab, developed an ear infection that spread to his eye. The treatment and medicines have been costly. Additionally he had his wellness exam which included his Heartguard shot. Embrace covered all of these claims and with direct deposit set up, they payed is in a very timely manner. I would recommend Embrace to other pet owners. The cost is well worth it when you have illnesses or injuries arise with your per. Good job Embrace (except for the exclusions...)

I have had Embrace insurance for my sweet kitty, Malee, for three years, which I purchased two months after we rescued her. They have been amazing in covering claims, mainly her allergy testing, and the acupuncture and the tea pills that my Vet prescribes to help manage her many environmental allergies. My Veterinarian keeps a claim form on file, and they immediately file for me after each visit, and Embrace is quick to respond and deposit the 80% I chose right into my bank account. I am very pleased with their service and ease in handling claims. A great company if you are looking for insurance to protect your pet !

I continue to be so happy that I "found" Embrace Pet Insurance! Our claim for having a number of our dog's teeth extracted was processed very quickly and I am grateful for that because what I was anticipating as a teeth cleaning ended up being a more expensive visit to the vet. In less than I week I have been reimbursed! Thank you Embrace! I have told my friends with pets about Embrace and how happy we are. One visit and the insurance and wellness policies have paid for themselves!

Filing my claim was easy and fast. We emailed the vet bill and doctors notes and next thing you know I’m getting a deposit for what was covered. It was definitely a stress free experience! Thanks embrace!

I actually really enjoy my Embrace pet insurance. I have two dogs that I rescued when they were adults. I signed up for insurance, and even though there were a few pre-existing conditions, they weren't anything that concerned me so I wasn't too bothered by it. One of my dogs developed a cancerous mass and besides my deductible I was completely reimbursed for every dollar I spent for diagnostics, surgery, and follow up appointments. The process of filing claims is super easy, just print out a copy and the animal hospital will do the rest for you. I was expecting a lot more work and push back, but I have never had any push back for any claim I have filed. Overall I am extremely happy with my insurance through Embrace!!