5
out of 5
POSTED: | BY: Josephine A.
Best Insurance for my fur baby
Embrace is a wonderful insurance policy. Best decision I ever made to protect my fur baby. Claims are processed quickly all of the time.
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: David Nuce
We consider Embrace the best
Our Molly was recently diagnosed with feline diabetes. Embrace has been there each time we've submitted a claim. When we've found it necessary to call these folks, you can tell they're truly caring individuals. We're very thankful we made the decision to select Embrace for our pet coverage.
5
out of 5
POSTED: | BY: Cindy
Very good to work with
They have been very attentive and helpful with any issues that have come up. Definitely will and do recommend this company to pet parents.
5
out of 5
POSTED: | BY: Linda
Excellent Staff and very knowledgeable l
My rating is a 10 excellent pet insurance! And always helpful and very kind on the phone! Willing to ask any question you have!!!!!
5
out of 5
POSTED: | BY: Krishna Scribner
Very pleased with Embrace...the Wellness Program A+
Very pleased with Embrace- very helpful staff and courteous. The Wellness Program is a blessing, especially for large dogs. I told many of colleagues and neighbors to search this insurance. Very happy with the service!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.