5
out of 5
POSTED: | BY: Judy Hoffmire
Very pleased with service
It's very easy to submit a claim, and it's handled quickly and fairly.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Laura
Quick and Easy
I recently moved and needed an insurance provider for my pup. Through USAA I found Embrace and was happy with the plan. I took my dog to the vet yesterday, submitted the required documents to Embrace, and received an email today that I was to receive my reimbursement about 10 days. As the title implies, the process was quick and easy!
5
out of 5
POSTED: | BY: Vondell Clark
Best Experience Ever
Our dachshund had to undergo a CCL repair. We were delighted at the coverage Embrace gave us. It really took the sting out of financial aspects of the procedure and allowed us to focus on our dog. The staff at Embrace are awesome and were genuinely interested in making sure that this was a smooth process.
5
out of 5
POSTED: | BY: Jill Neff
If you have a pet, you really need your pet Embraced!
Embrace is the easiest pet insurance company I have ever dealt with. If you have a question about a claim, the reps are genuinely concerned and try their hardest to answer questions. They don’t just read off of a script.
Recently my senior boy hasn’t been feeling well and with my Embrace policy, I can concentrate on getting my boy well and not have to let my bank account determine what care he will receive.
Most of us would do anything to keep our pets healthy and safe. Based on my experience with Embrace, they want the same for them too.
5
out of 5
POSTED: | BY: Gael Carter
Thanks for keeping Wushu healthy and happy
I have been pleased with the coverage and response to claims for Wushu. If only our human insurance carrier were so quick to respond.
My only suggestion with the wellness package is to cover more for the puppy's first year. Her spay, wellness visits and vaccines greatly exceeds your coverage in the first year. Otherwise, our experience has been great!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.