Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marilyn

Wonderful company to deal with, fast and easy turn around of submitted claims.

I've been with this company for 5 years and have been pleased with all correspondence with Embrace. When I call for information everyone is courteous and so helpful.
5

out of 5

POSTED: | BY: Michelle

Every pet owner should have it!!!

While it was always my decision to have pet insurance Embrace has always delivered a speedy process of claims. Any questions I have had for them their team of embracers are always so caring, compassionate, and helpful. I wish all companies had such wonderful customer service staff! I tell everyone I know that if they own a pet to have pet insurance. Prices for emergency situations or specialists add up quickly. I always recommend Embrace....I would hate for any pet owner to be put in a situation where they have to make a dreaded decision on whether or not they can afford to treat their sick pet. No one should have to go through that. I personally will never own a pet and not have insurance for them. They are a part of my family. Embrace is who I will always turn to. Thank you Embrace!!!!
5

out of 5

POSTED: | BY: Capt

The best insurance co I ever dealt with polite helpful "Just on the ball " GREAT JOB !!!!!!

They were helpful all the way purchased insurance explained everything in detail. When I filed a claim they were very polite, helpful and concerned about our pet. The claim was processed quickly and paid quickly. I would highly recommend them to anyone who has a pet. THANK YOU !
5

out of 5

POSTED: | BY: Jessica

Very pleased with our Embrace insurance

Great experience with Embrace. Highly recommend.
5

out of 5

POSTED: | BY: Hank

I have always had confidence that my claims would be handled correctly and efficiently!

A great experience
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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