Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike

Life savers

I have had another pet insurance and they in no way compare to Embrace. The other insurance practically covered nothing. Embrace is a great money saving pet insurance and have great coverage.
5

out of 5

POSTED: | BY: Erika

Very Pleased

I decided to get insurance for my fur-baby because he was turning 8 and I knew if he had any illnesses at this age, I better be prepared. Thank God I found Embrace because I learned about a year after that he was starting to get liver issues, which requires biopsies, monthly blood tests and meds. Embrace makes it easy to file claims and keeps you updated throughout the process; they also respond every quickly to any questions or concerns. I hope this review lets other pet owners know they can trust this insurance for their fur-babies.
5

out of 5

POSTED: | BY: Jeanne rosati

Great company

Very caring people
5

out of 5

POSTED: | BY: Emily

The best

Embrace is the best insurance company. Claims are super easy to submit and they cover everything. My dog had to have over $10,000 worth of procedures done and they covered everything without hassle.
5

out of 5

POSTED: | BY: tammy lemieux

FABULOUS

Embrace makes it so easy and convenient for me to submit a claim. Everything is always handled in a VERY timely manner, usually quicker than expected.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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