5
out of 5
POSTED: | BY: margaret
I couldn't be more pleased
Wonderful company. Very professional. Extremely fast response.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jone
awesome pet insurance!
I knew when i adopted a senior rescue dog that I should probably get insurance.. a friend raved about Embrace and her experience when her beloved cat got cancer. She was able to afford prolonged treatment that most likely wouldn't have been possible without the support of Embrace. I have had Embrace for almost 4 years and have had a few sudden illnesses that we sailed thru with much less stress because of Embrace. It's easy to submit a claim and they reimburse super fast. I am completely satisfied and wouldn't hesitate to recommend them!
5
out of 5
POSTED: | BY: Vickie
I was so happy with Jenny's coverage that In insured our new puppy, Maggie!
Our Collie Jenny, was diagnosed with a rare skin condition called Sterile Nodular Panniculitis. We were able to afford the recommended medicine thanks to Embrace Pet insurance versus a much harsher, cheaper alternative the ultimately would have affected her kidneys. I was so happy with Embrace that I took out a policy on our new Puppy, Maggie. It is important that you understand pre existing conditions. If you have any questions they are more than happy to help. I really feel Embrace feels passionate about our furry babies!
5
out of 5
POSTED: | BY: Don
Embrace has me covered!
Since I've been with Embrace for approximately 2 years, there have been a number of illness/accident claims given to them concerning my Boxer. Though he's the best companion I've had, he has had his share of "problems". When the Vet's office submits a claim to Embrace, within a day I get email notification they received it and they are working on it! within a week or ten days I'm getting notification my reimbursement check is on the way... I've never had an issue of claim denial or questions on a procedure when it came to "fixing" my boy! This is the first time I invested in Pet Insurance and I'm so glad I chose Embrace!
5
out of 5
POSTED: | BY: Daniella
has helped me financially
My dalmatian has not been cheap and I am glad I got him started at 8 weeks of age on insurance. I have the wellness and accidental plan. Recently my dog was vomiting and his veterinarian did a series of test and found out he may have an obstruction in his intestines. He went in for an exploratory surgery and they found he ate something he wasn't suppose to and we were able to successfully remove it. If was not for me having insurance I would not be able to afford the unexpected care for my baby. Yes I would find a way to pay for it without insurance but I get the money refunded to me with my plan. Thank you embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.