Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa Cox

Quick and friendly service!

My sweet English bulldog puppy had to have emergency surgery over the weekend. I submitted several claims to embrace which were handled very quickly. I am very grateful for what they reimbursed! Very kind customer service representatives!
5

out of 5

POSTED: | BY: Todd Dailey

I strongly recommend Embrace to all of my friends and Family!

I have had a wonderful experience with Embrace over the years. They have always paid any claims quickly, usually within just a few days. I simply fax the claim in (my perefernce) and they begin the process and notify me every step of the way by email. It couldn't be easier. Any chance I get I recommend this company to my firends and family.
5

out of 5

POSTED: | BY: Stephen

Embrace was there for my pet 100%

My 3 y.o ESS was unfortunate to tear his left ACL and required TPLO surgery. Embrace has a customer service that can't be matched by others. Fast claim service, follow up, and sincere. If I did not have Embrace pet insurance, I would be sunk. Thank you Embrace!
5

out of 5

POSTED: | BY: Lorna Tan

Embrace pet insurance gives me peace of mind that no matter what, my pup will be taken care of!

I have had nothing but excellent service with Embrace. Getting reimbursement for medical expenses has been super easy and when I've had a problem or question about something I just call them and I always get great service. I would highly recommend Embrace Pet Insurance. It's peace of mind.
5

out of 5

POSTED: | BY: Kara

The best customer service!

Any time I call or send in a claim, they are always detailed and helpful with whatever questions I have.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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