Embrace | Pet Insurance Review

My dog, Otto, got sick, very rapidly. We went to the ER and they were going to run a barrage of tests because they didn't know what was causing it. They said we could wait because it was going to be expensive and they thought he didn't look critical. The next day he still wasn't better, so we decided that the cost didn't matter. Our little guy looked dreadful. We took him back. Turns out he has Addison's disease and if we had waited another day or even until that afternoon, he would have died. Embrace allowed us to not take money into consideration when saving his life. Since last month, we have had easily $5000 in vet bills between the three day ICU stay, one follow-up scare, injections every four weeks and blood tests every two weeks. Otto will need monitoring and monthly vet visits for the rest of his (hopefully) long life, so knowing there are no lifeline limits and they won't drop him is a huge comfort in our lives. There's no way I could afford his care without Embrace. I put his bills on my credit card and they process and reimburse very quickly so I never accrue interest on my card. It is a big relief. I recommend them to every pet owner I know.

Am very pleased with this pet insurance. Have had my dog since she was 8 weeks old and is now 8 1/2 yrs. First time I have had a need to use the insurance and was very pleased with them. They paid in timely manner and covered everything. S,ery pleased and would recommend them highly

I can't say enough about the quality of care from Embrace Insurance. Great customer service!!! Couldn't be happier

Fantastic coverage and I am always overly impressed with their customer service.

I must admit that I was skeptical about pet insurance in general, but checked out a few plans for our new pup after friends & family warned us about unexpected bills. Our vet recommended Embrace, and were already set up for electronic claims submittal for their clients (HUGE convenience). Easy application, and the online calculator really helps YOU pick annual coverage & deductible to fit your needs & budget, PLUS wellness plan for the “regular stuff”. After choosing a plan for us, we went for our first test last week, a normal wellness visit. I left on Wed. with a receipt. The vet clinic submitted my claim electronically, and faxed a form regarding orthopedic clearance... and I received a coverage check from Embrace today (Monday). Wow, this process couldn’t be easier. And the online account info for Explanation Of Benefits is absolutely clear as a bell. Decreasing deductible for limited claims, examination fees covered... I know I’m impressed...