5
out of 5
POSTED: | BY: Elizabeth Beman
The true meaning of insurance
I'm very glad I got pet insurance a few years ago. It has been very helpful. I can't remember being rejected for a claim. Thank you!
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Debbie
Extremely efficient!
I emailed a claim on Friday and Monday I received confirmation that my claim was approved and a check for the full amount is in the mail for me! Thank you!!
5
out of 5
POSTED: | BY: Cameron Owens
Quick and efficient
Never have a difficult or lengthy process. It's easy and gives peace of mind.
5
out of 5
POSTED: | BY: Alexia Ferranti
Good Service and Fair Price
I think the insurance is really beneficial! It gives me peace of mind, a decent amount of back after services, good customer service and quick responsiveness. It is also very easy to use.
5
out of 5
POSTED: | BY: Renata
Amazing company!
Embrace has been so amazing. Our dog got a fungus infection and needed a lot of treatment and procedures and they covered everything as it stated in the policy. It was easy and got our refund very quickly. Highly recommended!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.