Embrace | Pet Insurance Review

I’ve had Embrace for about three years without using it until my dog was diagnosed with hyperthyroidism in March of 2018. It was very comforting to know my dog would be able to get the surgery she needed and it would be covered. Embrace has been great and covered all of my claims quickly.

I am so glad I got Embrace for my two dogs, Sochi and Kimi. They have been covered since birth and are now 4 years old. Embrace makes submitting claims a breeze and their response time is amazing. I’ve only had to call a few times, but each time, they made me feel like my dogs were the most important thing. I have been so happy with my coverage and have recommended them to everyone I know that has pet babies.

Excellent service and affordable! Very courteous staff. Very efficient with claims processing!

I have been paying premiums since Oct. 2017. I filed my first claim 2/1/18 - it is still on hold, 3 months later. I filed 2nd claim on 3/3/18 - it just got processed, 2 months later. They are very prompt at sucking the premiums out of my checking account at the beginning of the month - painfully slow at anything else. Embrace dwells on the tiniest inconsequential comments in my pet's medical history, and uses them to exclude major coverage. Embrace held a contest in February 2018 which they misrepresented as "cutest sleeping dog photo" - it was actually "who could get the most friends to vote for their dog". Cuteness was irrelevant.

I can't rave about Embrace enough. My elderly dog is going for acupuncture and laser therapy and I am able to send him once a week due to Embrace. I have all my dogs on it and wouldn't change a thing. It's worth the price and more. Every vet I go to, every person I talk to, I encourage them to find out about Embrace and how it can help them.