5
out of 5
POSTED: | BY: Pam
Less stress when you have a sick child
Both of our furry children became ill at the same time. Thanks to Embrace they were able to get treatment without any further worries.
4.9
out of 5
Number of reviews 19,895
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Virginia
Peace of mind
My poor Arlo is constantly with his doctor for his illness. I never worry about the bill as worrying about Arlo is all I do. Thank you Embrace.
5
out of 5
POSTED: | BY: Jean
Every time Embrace has been reliable, forthcoming and quick in response to a claim.
I have appreciated how honest, reliable and quickly all my legitimate claims have been paid. The claims that fell under deductible on my part, or were excluded for valid reasons were clearly identified. No problems at all.
5
out of 5
POSTED: | BY: Susan
Very quick with reimbursements
Your insurance company is top shelf. never dreamed i would need it but when I did I got reimbursed right away usually within 7 to 10 days
thanks for being there keep up the good work
5
out of 5
POSTED: | BY: Erica
Consistently impressed by service
I have been consistently impressed with Embrace. Every single phone call I have made has been productive. They always patiently explain to me the status of my claims, and they have helped me resolve issues with claims a few times. I am also impressed by the reliability of the payment system. Once I met my deductible, they began sending checks at 80% for all covered services. It is a relief to know that I chose a good plan, and it has been well worth the very modest amount of my monthly payments.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.