Embrace | Pet Insurance Review

4.4

out of 5

Number of reviews 19,876

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wayne

I’m Riverdancing across the floor!

We are so happy to be part of the Embrace Pet Insurance family! We’ve made several claims for our 1 yo Golden. The reviews from others helped us in our decision. We looked at at least 5 other plans in our process. The Wellness plan tipped the scale!
5

out of 5

POSTED: | BY: Kimberly

Embrace is the Best

When we purchased our puppy, we knew we wanted to get pet insurance. I did my homework on many different companies and plans. Embrace company is excellent. When I turn in a claim, I get emails that it has been received, claim has been taken care of, and I get my check pretty quickly. I purchased wellness as part of the plan. Best money I ever spent. Entire spaying of my puppy was covered.
5

out of 5

POSTED: | BY: Judy

Very pleased with service

It's very easy to submit a claim, and it's handled quickly and fairly.
5

out of 5

POSTED: | BY: Laura

Quick and Easy

I recently moved and needed an insurance provider for my pup. Through USAA I found Embrace and was happy with the plan. I took my dog to the vet yesterday, submitted the required documents to Embrace, and received an email today that I was to receive my reimbursement about 10 days. As the title implies, the process was quick and easy!
5

out of 5

POSTED: | BY: Vondell

Best Experience Ever

Our dachshund had to undergo a CCL repair. We were delighted at the coverage Embrace gave us. It really took the sting out of financial aspects of the procedure and allowed us to focus on our dog. The staff at Embrace are awesome and were genuinely interested in making sure that this was a smooth process.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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