5
out of 5
POSTED: | BY: Paul Farmer
Excellent coverage managed by a professional, informative and responsive staff.
Excellence in all areas of concern.
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kelly Nolan
So easy to work with to get reimbursed for claims!
Covered our dog’s many claims this year! Customer service is excellent, but more importantly, we got our money from them without a fight!
5
out of 5
POSTED: | BY: Linda
No regrets
Embrace is very quick at reviewing and honoring claims.
5
out of 5
POSTED: | BY: Liz &
embrace continues to excell
we cannot say thank you enough! these guys litterally made is possible for us to continue to fight !
I recommend them to everyone .
4
out of 5
POSTED: | BY: JIM AND
We are glad we found Embrace, and have been impressed with the prompt, caring service by this company!
This is our first experience with having any pet insurance, and so far we are very happy to have chosen Embrace for our little cat's coverage! Embrace representatives have been excellent, prompt communicators, answering all of our questions and concerns. The Embrace website is very user-friendly and all claim information is kept current. We have been telling our pet-,owner friends about Embrace- you are an A+ company for us!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.