5
out of 5
POSTED: | BY: Denise McDonald
Fantastic service period💖
Amazing...went to the Vet Tuesday and claim was paid by Friday!! So easy to work with..I should have bought Insurance years ago!!
4.9
out of 5
Number of reviews 20,342
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: John Davis
One sitting on my iPhone
It was so easy. I was really worried that there would be a ton of hassle or red tape, but nope! I did it all on my iPhone. They required a single sheet of paper and the receipt from the vet, that was it. I filled it out while the assistant at the office was getting the meds, took a picture with an app on my iPhone and sent it up. That was it!
5
out of 5
POSTED: | BY: Chanda Munaretto
So glad I got Pet Ins w/ Embrace! Great Ppl!
Very pleased w the ppl and the coverage of Embrace. On my third year and couldn’t ask for better for my dog. Thank you!
1
out of 5
POSTED: | BY: Terry
Don't do it
Tried to file a claim as my cat died of kidney failure and they refused to pay saying it COULD have been related to his cured thyroid. They will try anything to get out of paying. I cancelled my other 2 cats and my daughter is as well. SOOO much wasted money. I am furious. Will be reporting to BBB next. Save your money and put premiums in a savings account for your pets.
5
out of 5
POSTED: | BY: Therese
Thank God for Embrace Pet Insurance
My 5 year old Dachshund who has been an Embrace Pet Insurance member for 3 coverage years. He uses his Wellness benefit yearly with his yearly checkups and flea and tick preventatives. On July 30, 2018 he had his first herniated disc. Rushed to Purdue University Small Animal Hospital 2 hrs away he had surgery the next day. His bill from his veterinarian as well as his $4700.00 bill from his surgery and hospitalization were uploaded (love that) and processed very quickly. Although there was a slight hiccup, after a discussion with Embrace phone representative and then claim supervisor the entire claim was handled. I was very impressed with their member service representative who was the epitome of a compassionate and caring person. The premiums are very reasonable as compared to Nationwide that they had previously. I am very glad I switched my Dachshunds over to Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.